Thanks for your questions. Almost everything I write about on this blog, whether it has to do with the commitments made by the hermit, the canon(s) governing her life, approaches to writing a Rule of Life, the rights, obligations, and expectations associated with her vocation, the nature and significance of ecclesial vocations like this one, the nature of authentic humanity and the witness value of the hermit's life, the hope she is called to mediate to those who live lives marginalized by chronic illness and disability, the discernment and formation associated with the vocation, or the importance of elders and mentors in her life (and other topics) --- all of this speaks either explicitly or implicitly to the meaning and importance of the much more than technical term Catholic Hermit. That said, some posts will deal with your questions as central to understanding this specific eremitical vocation. These will most often be found under the labels: ecclesial vocation(s), silence of solitude as charism, and rights and obligations of canon 603 vocations (and variations thereof). Since I cannot reprise everything written in the past 14 years of blogging on these topics, I would suggest you read or reread some of those posts.
Let me point out that it may well be that in our country and even in our world today the truth doesn't much matter and individualism is the way of life most value. Similarly, it may well be that liberty has edged out genuine freedom in such a world and generosity been supplanted by a "me first", "win at any cost" philosophy and corresponding set of values. Similarly, our world seems to have forgotten that what some decry as "socialism" today was identified in the New Testament's Acts of the Apostles as the only true shape of community in the new Family (or Kingdom) of God in Christ. (cf Acts 2:44-45) Christianity has never truly been the most popular or pervasive way of living in our world --- even when most folks went by the name "Christian"; still, Christianity is built on truth and this truth leads to a responsible freedom marked by generosity and humble (lovingly truthful) service to others. Countercultural as that may be, the place which stands right at the point of sharpest conflict with the values of the contemporary world is the life of the canonical (consecrated) hermit.
The hermit's life is both most easily misunderstood and most easily distorted in living. The freedom of the hermit can slide into a selfish libertinism, its individuality can devolve into a "me first" individualism, and its lack of an active apostolic ministry can be mistaken quite easily for selfishness and a refusal to serve others. Those who neither understand the nature of the life, nor the Church's role in ensuring that these distortions do not occur, will ask the kinds of questions you pose in your query. They are not the folks I generally write about -- though their ignorance can be problematical. Others who are equally ignorant of the distinctions which stand between world and Kingdom of God will valorize their own selfish individualism with the name "hermit" and some of these will, even when initial ignorance has been corrected, insist on calling themselves "Catholic Hermits" despite never having been called by the Church to live this life in her name, and despite being unprepared and sometimes unwilling to accept the rights and obligations incumbent upon someone petitioning the Church for admission to public profession and consecration. It is these persons I call counterfeit or even fraudulent for they have taken a simple and vincible ignorance and raised it to the level of obstinate lie.
Whom Does it Hurt?
Whom does it hurt? First of all, it hurts the vocation itself. There is no more stark example of the truth of the way God relates to human beings than when a hermit stands face to face with God in the solitude of her cell and praises God for her life, her call to holiness, and embraces the challenge to love ever more deeply; this example continues vividly as she consents to be a witness to a God who desires to be everything for her because (he) values us all beyond all imagining. It is even more striking because she says this is true no matter how poor, how broken or wounded, how sinful or shamed, and how seemingly unproductive her life is in a world marked by consumerism and an exaggerated focus on productivity --- a world which very much values the opposite of all of these and considers the hermit to be "nothing" and even "a waste of skin". In Christ, the hermit stands before God consenting to be the imago dei she was made to be, entirely transparent to God's truth, beauty, and love, and she says with her life that this is the common call of every person. Quite a precious witness!
Secondly, it hurts those who most need the witness of this specific vocation, namely those who for whatever reason find themselves unable to compete with the world on its own terms: the chronically ill, disabled, and otherwise marginalized who may believe the world's hype that wealth is measured in terms of goods and social status, able-bodiedness, youth, productivity, and so forth. Hermits say to these people that they are valued beyond all reckoning by a God who knows them inside out. Hermits say to these people that real wealth is measured in terms of love and that one of the most precious symbols of Christianity is that of treasure contained in clay pots, while real strength is perfected and most fully revealed in weakness. To attempt to witness to the truth of the Gospel by living a lie and building it into the foundation of one's eremitical life destroys the capacity of the hermit to witness effectively to these truths. To proclaim the fundamental truth that in Christianity wealth is contained in clay pots is made impossible if one refuses to be the pot one has been made by the potter to be (a lay hermit, for instance) but claims instead to be something else (e.g., a consecrated Catholic Hermit).
Thirdly, it hurts the one doing the lying or misrepresentation, especially if she actually comes to believe her own lies. In this way her capacity for truth, humility, generosity, and gratitude are all equally injured --- and thus too, her own authenticity as a human being. We cannot image God as we are called if we cannot accept ourselves or the vocation to which God calls us. And finally, it hurts the Church herself who is responsible for all that goes on "in her name" and for commissioning those who live eremitical life in this way.
As part of this injury to the Church, it may hurt anyone who is influenced by the fraudulent "Catholic Hermit" in her lies and misrepresentations. Sometimes this happens because the person follows the directions the counterfeit gives to "become a Catholic Hermit" and then, after spending time following this advice and building hopes on a false dream or pathway to realize their dream, is confronted by one's parish or diocese with the truth of the matter. Terrible damage can be done in this way just as it is done to those who are scandalized by the disedifying example of "hermits" who embody all the worst stereotypes associated with eremitical life, whether canonical or non-canonical. Unfortunately, the individual fraudulent "Catholic Hermit" is ordinarily not held nearly as responsible as the Church is in such cases so the damage or injury can be far-reaching and relatively ungovernable.
Summary:
I am bothered by all of this because I see the value in eremitical life, most particularly as it stands as a witness against the distorted notions of humanity and community so prevalent in today's world. I am bothered by this because I am committed to live this vocation well for the sake of others, but especially for the sake of God and God's Church who is the steward of this vocation. I care so much because I have come to know how important this vocation is --- especially as a countercultural witness to the nature of authentic human existence and all the things the world puts up as values today. Finally, I care because God has called me to care, and to embody this caring in my own living, witnessing, teaching, mentoring, direction, and prayer. I care because the truth matters and because God and God's Church cares even as she commissioned me to do so as well.